If you received a phone call from one of our associates you may have some questions about how our company works. Most of your questions can be answered by looking through the frequently asked questions below.

Remember, timing is critical to success. You were contacted specifically because we have already located assets we can seize.  Review the questions below then go to the Enter Code page of this web site.

Click here to go to the judgment code number page.



Is there a statute of limitations on executing my judgment?
Yes. Your state law sets a limit on how long a judgment is enforceable, called a Statute of Limitations. This period is usually from 5 to 20 years starting on the date your judgment was awarded. Some states provide a way of renewing your judgment for an additional period of time..

Why shouldn't I use an attorney to enforce my judgment?
You can and you should always consult your attorney on all legal matters. In fact if you have ongoing and frequent collection issues we recommend engaging the services of a reputable law firm specializing in collections. Granite Financial works with hundreds of attorneys who seek us out for our rigorous asset investigations on difficult cases.

How about using a collection service?
A collection service is a good idea when debts are under six months old. However, once a debt becomes twelve months old Granite Financial is the better option.

Is there any guarantee that you will be successful?
No. Sometimes assets disappear when we move to seize them. The chances of success improve dramatically if you return your paperwork quickly.

Must I pay any of the expenses incurred in enforcing my judgment?
No. In fact, we purchase the judgment from you.  In most cases, the expenses incurred in enforcing the judgment are either added to the judgment and recovered from the judgment debtor, or they are deducted from the amount actually recovered. Either way, you have no upfront expense.

How long before I will actually see results?
It all depends on the courts we are working in and your state laws.   We will try our best to get results in 90 days, but it could take longer in a difficult case.

I have a judgment awarded in one state against a debtor who resides in another state. Can you help?
Yes, we specialize in enforcing out of state judgments.

How does all this work?
First, we complete an agreement detailing the specifics of the purchase of your judgment. If acceptable, you will then assign the judgment to us making us the assignee of record. Once we have filed the assignment documents with the court, we will have the legal right to proceed with the process of enforcement. We will then make payment to you based on the funds recovered from the judgment debtor, per our agreement.

I'm sold! What is my next step?
Go to the Judgment Code number tab and follow the instructions.


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